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Shop without using credit

Bring home what you love with Kafene’s lease-to-own plans. Start with just $10, get approved for a lease up to $5,000, and enjoy flexible weekly, bi-weekly, or monthly payments. Plus, take advantage of early purchase options to save.

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Kafene leasing makes it possible

Personalized pricing

At Kafene, we tailor leases to each customer's unique risk profile - an industry first! - and we work with merchants to build flexible pricing that works for them.

Beyond credit scores

No credit? No problem. Kafene's innovative application process uses 20,000+ data points, so we can approve customers regardless of their credit history

Putting customers first

Kafene is the only Lease-to-Own that reports payment history to all three credit bureaus, and we prioritize transparency and consumer education in every interaction.

STEP 1

Apply in Minutes

Choose a store and share some basic information about yourself to get started. No credit history is required, and applying will not impact your score.

Quick Start
Ready To Go
STEP 2

Get Approved in Seconds!

Our powerful technology will match you to a lease up to $5,000 instantly. Plus, you'll get customized lease pricing options unique to your needs.

STEP 3

Lease What You Love

Work with your sales associate to pick out your product(s) and start enjoying them as soon as today! Kafene's flexible terms make it easy to find the option that's right for you.

Pricing Options